DEBT CONSOLIDATION
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 Managing credit card debt


First here are some facts...
Beside your regular interest rate there are also late credit card payment fees and over-the-limit fees. You are paying for your credit card more than you think.

For example if you make only the minimum monthly payments required , it will take you more than 30 years to pay off only $10,000 worth of credit card debt. And the total interest on top of your initial loan will be over $25,000. Do you still want a credit card debt?


The fastest way for you to eliminate credit card debt is to increase your minimum monthly payments and have no late payments.


To pay your credit cards off you must dtick to simple rules

No new purchase
If you have to use your credit card, use it only if you can immediately replace the money you just spent using credit card.

Be disciplined, before you create more debt think do you really need that new mobile phone, or that new toy?

You may spend hundreds of dollars every month on items that are useless to you, and not realizing it at all. But remember, you still have to pay intrest rate every month on those useless items.

Credit card debt is the number 1 debt problem in Australia. Control your debt, control your spending. The more debt you have the more it will be dificult to break out of that deb cycle.

                Debt Consolidation Enquiry Form

Debt amount $:   
Your income per week $: 
Your secured loans $: 
Your unsecured loans $: 
Your net assets worth $  
Any finance defaults: 
Any utility defaults: 
Do you have mortgage: 
Employment status: 
Applied for loan last 3 months: 
Have you been bankrupt ?: 


First Name: 
Last Name: 
Email: 
Home Phone: 
Work Phone: 
Mobile:   
All fields above are required.

More information about debt management and how debt consolidation may help you.

- Debt consolidation definition
- Impulse buying and debt
- Tips for debt management
- When to use debt consolidation
- Managing credit card debt
- More about debt
 
 
 
   
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